Rechargekit Fintech Private Limited

AePS API Provider for Fintechs & B2B Platforms

RK Fintech offers a secure, fast, and compliant AePS API that enables fintechs, aggregators, and B2B platforms to activate Aadhaar-enabled banking services. Built on NPCI-guided specifications, our API supports high-volume transactions like cash withdrawal, balance enquiry, and mini statements with reliable uptime.

What Is AePS (Aadhaar Enabled Payment System)?

AePS is a bank-led model developed by NPCI that allows Aadhaar-authenticated financial transactions using biometric verification. It enables banking services without cards, PINs, or traditional infrastructure.

Cash Withdrawal

Balance Enquiry

Mini Statement

Aadhaar Authentication

Why Fintechs Choose RK Fintech as Their AePS API Provider

NPCI-Aligned Infrastructure

Secure, bank-supported AePS connectivity built for compliance and scale.

High Transaction Success Rate

Optimized routing and fast biometric authentication for smooth processing.

Developer-First API Design

RESTful JSON APIs
Sandbox environment
Clear documentation
Integration support

Secure & Controlled Access

IP whitelisting
Client ID / Secret
Token-based security
UIDAI-approved devices

Scalable for Large Agent Networks

Consistent performance whether your platform supports 500 or 50,000+ agents.

Core Features of RK Fintech’s AePS API

Aadhaar-based cash withdrawal
Real-time balance enquiry
Mini statement retrieval
Biometric authentication (L0/L1 devices)
MIS & transaction logs
App, portal & distributor dashboard integration

How AePS API Integration Works

1
API Access & Authentication
Sandbox & production credentials

2
Biometric Device Integration
Mantra, Morpho, Startek, SecuGen

3
UAT & Go-Live
Sandbox testing & production rollout

4
Live Monitoring & Reporting
Settlement & transaction tracking

Technical Specifications

API Format	RESTful JSON
Security	IP Whitelisting, Client ID/Secret, Token Flow
Compliance	NPCI & UIDAI Standards
Device Support	All L0/L1 RD-compliant biometric devices
Performance	Low-latency & high success rate
Support	Technical API integration assistance

Benefits for Fintech & B2B Platforms

Add Aadhaar-enabled banking services without infrastructure

Expand product offerings with minimal overhead

Increase service usage across business users

Maintain full ownership of your network

Launch AePS quickly with minimal development

Information

RK Fintech offers modern fintech infrastructure with banking APIs, payments APIs, and verification APIs for businesses throughout India. It is a reliable API service provider that helps companies start and grow digital financial services.