Provide your platform with secure, high‑performance Micro ATM services including cash withdrawal, balance checks, and mini statements without physical ATM infrastructure.
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A Micro ATM API connects your backend with banking networks and payment switch infrastructure. It enables debit‑card or Aadhaar‑based cash withdrawals, balance enquiry, and mini‑statements using POS or micro‑ATM devices.
This API‑first approach brings real‑time banking services to under‑banked regions, retail agents, and business correspondents.
Instant cash disbursement via swipe or chip card with PIN authentication.
Real‑time account status directly from bank core systems.
Optional Aadhaar‑based withdrawals using RD‑service devices.
Clean endpoints for web, mobile, or backend integration.
TLS/SSL encryption, tokenization, and secure session handling.
High‑volume ready with sandbox & production environments.
| API Type | RESTful JSON (Sandbox & Production) |
|---|---|
| Authentication | Token‑based / API Key / Secure Sessions |
| Device Compatibility | POS, Micro ATM, Card Reader, RD Biometric |
| Transaction Types | Cash Withdrawal, Balance Enquiry, Mini Statement |
| Bank Connectivity | Switch‑level, sponsor‑bank agnostic |
| Security | TLS/SSL, Tokenization |
| Compliance | RBI / NPCI (as per bank policy) |