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About Us

Simplifying Finance Through Powerful APIs

At RK Fintech, we make digital finance simple, secure, and accessible. Our platform provides reliable API services that help you integrate Banking, Payments, and Value-Added Services within your business in minutes. Whether you're launching a fintech startup or upgrading enterprise systems, our Fintech APIs empower you to offer real-time transactions, Aadhaar-enabled banking, and UPI-based payments, all through one seamless infrastructure.r own fintech business. We cover India's almost every service for running a fintech business.

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5m+ Trusted

Global Customers

32

k+

Project Complete

21

+

Years Of Experience

97

+

Team Members

Our Core Products

🔷 UPI Collection API

Accept UPI payments using QR, Intent, and Collection Requests with a highly successful engine for apps, platforms, and marketplaces.

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🔷 Payment Gateway

Secure online payment solution supporting UPI, cards, net banking, QR payments, and payment links with no setup or AMC charges.

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🔷 Payout API

Automate fund disbursements via IMPS, NEFT, UPI, and bulk payouts for fintechs, marketplaces, and gig platforms.

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🔷 BBPS API (Bill Payment)

Unified BBPS API for electricity, DTH, gas, broadband, insurance, water, and other bill payments.

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🔷 Recharge API

Instantly recharge mobile, DTH, and FASTag using a unified, scalable recharge platform.

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🔷 DMT API (Domestic Money Transfer)

Enable instant IMPS and NEFT money transfers with robust verification and secure processing.

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🔷 AEPS API

Aadhaar-based banking services including cash withdrawal, balance inquiry, and mini statements.

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🔷 Micro ATM API

Card-based cash withdrawals and balance inquiries using Micro ATM devices for agent networks.

Learn →

Why Businesses Choose RK Fintech

  • Reliable, Scalable Infrastructure

    High uptime, optimized transaction routing, and performance capable of handling millions of transactions.

  • Developer-Friendly APIs

    Clean REST APIs with documentation, sandbox access, and integration support.

  • Bank-Grade Security

    Encrypted data, IP whitelisting, token authentication, and complete audit logs.

  • Unified Fintech Suite

    Payments, Banking, Verification, and Agent Services in one unified platform.

  • Fast Onboarding

    Quick go-live with guided onboarding and API support.

  • Transparent Pricing

    No setup fees, no annual maintenance, no hidden charges.

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Who We Serve

Our APIs empower businesses to launch and scale fintech services without building complex banking infrastructure.

  • Fintech startups
  • B2B aggregators
  • SaaS platforms
  • Marketplaces
  • Lending & microfinance platforms
  • E-commerce
  • Agent networks
  • Digital service providers

Build With RK Fintech — Your Fintech Infrastructure Partner

Whether you're creating a large-scale fintech platform or adding payment and banking options to your product, RK Fintech has everything you need.

  • Payments API
  • Banking API
  • Verification API
  • Bill Payments API
  • AEPS and Micro ATM API
  • Digital Collections and Payouts
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What You Can Build With Us

Everything is API-based, modular, and ready to scale.

Banking Services

AEPS, Micro ATM, DMT, account validation.

Payment Acceptance

UPI, QR, payment links, online payment gateway.

Fund Disbursement

UPI payouts, IMPS, NEFT, bulk settlements.

Utility & Recharge Services

BBPS, DTH, mobile recharge, FASTag.

Verification Layer

Bank account verification, VPA validation, identity checks.