Rechargekit Fintech Private Limited

What is the BBPS API?

The BBPS API (Bharat Bill Payment System) allows businesses to collect and process bill payments across multiple categories through a single integration. With RK Fintech’s API, you can offer instant utility bill processing with verified billers and real-time settlement status.

Key Features of RK Fintech’s BBPS API

Supports 20+ biller categories like Electricity, Water, Gas, Broadband, DTH, Education, Loans & more.

Single unified API with real-time bill fetching and confirmation receipts.

Secure, BBPS-compliant transactions with instant settlement status.

Scalable architecture handling high transaction loads.

Easy onboarding, developer-friendly documentation.

24/7 monitoring and guaranteed uptime.

Why Choose RK Fintech?

Trusted API provider for fintechs, aggregators & retailers
High-performance nodes for quick responses
Secure encrypted infrastructure
Real-time monitoring & uptime
Dedicated integration support
Transparent pricing with volume tiers

How the BBPS API Works

1
Register & get credentials

2
Integrate API endpoints

3
Fetch exact bill

4
Secure bill payment

5
Instant confirmation

Who Can Use the BBPS API?

Fintech apps
Payment service providers
Digital banking platforms
Retail networks & micro-ATMs
Utility service portals
Mobile wallets
Loan repayment platforms
Software companies

Use Cases

Launch a complete bill payment platform under your brand.

Add utility bill payment to your existing app or website.

Enable postpaid/telecom bill collection.

Allow retailers to offer DTH & electricity payments.

Simplify loan EMI repayments.

Provide a unified bill payment API experience.

Frequently Asked Questions (FAQs)

What is a BBPS API?

A BBPS API enables businesses to offer bill payment services for electricity, water, gas, broadband, mobile postpaid, DTH, and more through a single API connection.

Is RK Fintech a BBPS API provider?

Yes, RK Fintech provides a secure and scalable BBPS API and supports multiple biller categories across India.

Which bills can be paid using this bill payment API?

Users can pay for electricity, gas, water, broadband, mobile postpaid, DTH, loan EMIs, municipal taxes, education fees, and more.

How long does it take to integrate the BBPS API?

Most developers complete integration within 48 to 72 hours using our sandbox environment and sample code.

Does the API support real-time bill fetching?

Yes, the API provides live bill amount, due date, and customer details before processing the payment.

Can I offer receipts to customers?

Yes, you receive a BBPS-generated confirmation reference and can generate branded receipts for customers.

How secure is the BBPS API?

The API uses encrypted communication, token-based authentication, and secure protocols fully compliant with BBPS standards.

BBPS API for Fast and Secure Utility Bill Payments